Open bank accounts
USD, EUR, and GBP account details for receiving payments from platforms and clients — issued through licensed partners, not as a Payowire-owned bank.
Payowire is a neo-banking service provider. We are not a bank. Banking services are delivered through licensed partner banks in the United States.
Open accounts, issue cards, and move money without juggling multiple providers. Payowire is the software layer; partner banks hold and move regulated funds.
USD, EUR, and GBP account details for receiving payments from platforms and clients — issued through licensed partners, not as a Payowire-owned bank.
Issue virtual Visa and Mastercard instantly, and order a physical card when you need one. Cards spend the balance you load.
Collect freelancer and marketplace payouts, then pay vendors on Payowire or withdraw to a local bank via ACH, SEPA, or wire.
You get one dashboard for receiving details, cards, P2P, and bank payouts. Regulated services run through partners.
Payowire is a US-registered company. EIN 30-1331471 identifies the business for tax filings.
We are not a bank. Licensed partner banks in the United States deliver the banking services behind receiving details and payouts.
Encrypted connections, optional app PIN, and two-factor sign-in. PCI-DSS card processing is handled with card partners.
Questions go to support@payowire.com. Policies, AML, and acceptable use are published on this site.
We are not a bank. Company EIN 30-1331471. ITIN and IRS tax return certificate: 987-95-8297. Do not treat Payowire balances as FDIC-insured deposits at Payowire itself.
Pay friends, family, and businesses in 24+ countries from one Payowire account.