Unlimited virtual cards

4865 •••• •••• ••••

YOUR NAME MM/YY

VISA

5400 •••• •••• ••••

YOUR NAME MM/YY

Visa and Mastercard sample faces — your name and last four appear after you issue a card.

Visa and Mastercard

Issue as many virtual cards as you need

Create virtual Visa and Mastercard from your Payowire wallet. Freeze, top up, and download statements without waiting for plastic.

Instant issue after your wallet is funded
Freeze or unfreeze a card any time
Live statements and transaction history

See pricing Create a card

In the dashboard

Everything you do with a virtual card

Cards spend the USD you load from your wallet. There is no monthly card fee on virtual Visa or Mastercard.

Create virtual cards

Issue unlimited virtual Visa and Mastercard from one account. Use a card per vendor if you want cleaner books.

Instant top-up

Move funds from your wallet onto a card when you are ready to pay. The app shows the top-up fee before you confirm.

Card statements

Check live activity and download statements for bookkeeping. Every authorization shows in history.

Activate or freeze

Turn a card off if you lose control of the details, then turn it back on. You stay in the same dashboard.

Networks

Pick Visa, Mastercard, or both

Same wallet, same $49.99 one-time issue fee per virtual card, no monthly card fee.

Virtual Visa

Issue a Visa for subscriptions, ads, travel, and supplier payments where Visa is accepted.

Visa details

Virtual Mastercard

Issue a Mastercard from the same Create card flow when a merchant prefers that network.

Mastercard details

Payowire is not a bank. Virtual cards are issued through licensed partners and spend the balance you load. Need plastic? Order a physical card while virtual cards stay available for online spend.

Create your first virtual card

See issue fees on Pricing, then open Create card after you fund your wallet.

See pricing