Fund your wallet
Add money to Payowire, then open Send money. You will see your available USD balance before you type an amount.
Send USD to another Payowire user by email. Transfers between personal and business Payowire accounts typically arrive immediately. Track the payment until it is complete.
Wallet-to-wallet by recipient email. For ACH, SEPA, or wire to an external bank, use Payment instead.
Add money to Payowire, then open Send money. You will see your available USD balance before you type an amount.
Pay another Payowire user by the email on their account — a person or a business that already has Payowire.
Follow status in transaction history and download a receipt when you need one. Instant credits typically show as complete right away.
Confirm the recipient independently before you approve a payment. Instant transfers cannot usually be reversed.
Send money is Payowire-to-Payowire. The other person must already have an account with that email.
Use the same flow for a Payowire business account — contractors, agencies, and suppliers who receive on Payowire.
Withdraw to a local bank with ACH ($5), SEPA ($10), or wire ($15) from Payment — not from Send money.
Payowire is not a bank. Always check who you are paying. If you send to the wrong person, we are not obliged to return the funds.
Create a free account, fund your wallet, and pay another Payowire user by email.
Create an account
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